Consumer Financing

Transaction Size Up To $10,000
Moore, Okla. July 27, 2013 -- Roofers work to repair a home that was damaged in the May 20th EF-5 tornado. Roof damage is of the most common forms of damage seen sustained by homes still standing. Dominick Biocchi/FEMA
Proven Programs to Offer Your Customers Financing

If your business provides products or services worth less than $10,000, Hillcrest Financial can help you easily implement consumer financing. Our consumer finance program can easily be customized to fit your unique business and needs. Our program can help you reduce lost sales, encourage loyalty, pull in more customers, and ultimately increase your bottom line. 

How Our Consumer Financing Works

If you have already extended in-house financing to your customers, we can purchase the portfolio, even if it has become a bad debt portfolio. Otherwise, we buy Revolving Credit Agreements and Retail Installment Contracts and start financing your customers. Our program offers the following features:

  • Inclusive financing. We can finance customers with FICO scores down to 580 and customers who were previously turned down.
  • With different price tiers and variable interest rates, we can find the ideal solution for each customer.
  • Appealing features. Programs such as 6 months same as cash encourage customers to use our financing.
  • Advanced technology. Immediate processing and approval, along with features such as e-Signature readers, increase convenience for you and your customers.

Our program offers a good fit for almost any industry. We especially recommend it for businesses specializing in medical or dental care; jewelry, furniture, security or other retail; and private or vocational schools. Travel businesses and those offering memberships also can benefit from consumer financing.

Do You Have Products or Services Over $10,000?

We have lending partners that will finance your products and services up to $100,000. These are very diverse products to include a “No Equity” product.  Do not let your next customer get away from you.  Contact us and let us get you ready to offer consumer financing.

No Credit Check Program

We at Hillcrest Financial also offer a No Credit Check consumer finance program.  You can offer your customers financing with No Credit Checks  up to $3000. We are flexible on the rates.  The lending product is very affordable and easy to get your business up and running in a matter of days.  There are no recourse actions, no collections, nothing for you to do but collect your payments – we handle all the risk.

Learn How We Can Help

If you want to find out whether our program is a good fit for your business, contact Hillcrest Financial today. We can explain the specifics of our consumer financing and review your business to determine whether our program is the right choice.

How can we help your business grow?

Contact us at the Hillcrest Financial office nearest to you or submit a business inquiry online.

“Hillcrest Financial really helped us achieve our financial goals. The expert advice we received has truly ensured that our businesses financial standing is stable.”

Amanda Seyfried
Sr. Purchasing Officer, Cleveland, OH

Want to offer consumer financing to your customers?