Credit Improvement

Credit Cards

We offer a wide selection of credit card offers in our personal finance section with various categories through our partners such as: Secured cards to build credit, unsecured cards for people with bad or excellent credit, air miles and gas rewards for people who are looking for that extra value in a credit cards features, business cards for people who are starting a business and need to establish a credit line, student credit cards with reasonable annual fees, and much more. Its as simple as: Click, Compare, and Apply Online. You can browse credit cards by your credit rating.

Rental Kharma

Build positive credit history with your rent payments. With better credit you can save tens of thousands of dollars and reach your financial goals. Rental Kharma will report your verified rent payments to credit bureaus. We will verify your rental lease with your landlord or property manager. Every month we will confirm with your landlord or property manager that you made the month’s rent payment. Rental Kharma will submit your rent payments to your Credit Report and get you the credit you deserve for paying rent.

Retail Accounts

My Jewelers Club is an online retailer of luxury brand jewelry, watches and accessories with a unique business model designed to give people with impaired credit a second chance. One of the main benefits you will receive by opening up an account with MyJewelersClub is the approval process is simple, even with bad credit. Get immediate approval up to $5000 of unsecured credit. MyJewelersClub is a good way to begin rebuilding your credit, with convenient payments. MyJewelersClub helps you help yourself on the path to good credit.

Credit Improvement Coaching

Our renowned coaching programs will allow you to:

  • Reduce interest rates by correcting credit report errors
  • Reduce debt by settling financial accounts in order to put you in a better financial position
  • Attract and retain quality credit positions and lower interest rates
  • Manage your budget and credit appropriately and accurately
  • Hone sharp budgeting and credit skills for a solid financial foundation
  • Cut expenses without sacrificing quality of life
  • Educate yourself on an ongoing basis in order to keep up with credit changes

Strategy development

  • Vision
  • Credit
  • Finances

You can transform your organization with increased purchase ability with business credit!

Most Requested Services

  • Charge-Offs
  • Late Payments
  • Collections
  • Repossession
  • Foreclosure
  • Medical Bills
  • Student Loan
  • Debt Settlement
  • Judgments
  • Bankruptcy
  • Tax Liens
  • Hard Inquiries
  • Chexsystems

Research beyond the business plan

Good strategy is the antidote to repetitive failures. Strategic thinking is the process of developing a strategy that defines your vision, unique offering and financial ability. This is why our initial consult requires transparency of credit, financial struggles and overall goals for you and your business.  It is one of the most important process that impacts your company’s capabilities.

We will consult with you on an ongoing basis throughout our credit building program.  You will have 12 months access to our credit advisers and 5 year access to our financial lending officers.  We want to make sure you reach your goals!

Our plan of execution is simple…we stay on your to make sure you are following the plan, and knocking down barriers to reach your target.  This is a process and a relationship, and we are hear as both a credit coach and a sounding board for future financial endeavors.  Let us go to work for you!

How can we help your business grow?

Contact us at the Hillcrest Financial office nearest to you or submit a business inquiry online.

“Hillcrest Financial really helped us achieve our financial goals. The expert advice we received has truly ensured that our businesses financial standing is stable.”

Amanda Seyfried
Sr. Purchasing Officer, Cleveland, OH

Credit Consultants are waiting to speak with you